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Search: Posts Made By: DirtyD
Forum: The Lounge 10-13-2013, 12:36 AM
Replies: 122
Views: 24,651
Posted By DirtyD
Yeah, that definitely helped I'm sure.

Yeah, that definitely helped I'm sure.
Forum: The Lounge 10-09-2013, 12:09 PM
Replies: 122
Views: 24,651
Posted By DirtyD
HOLY CRAP!!!! How much did you put down?!? That's...

HOLY CRAP!!!! How much did you put down?!? That's an insanely low payment.
Forum: The Lounge 10-08-2013, 02:08 PM
Replies: 122
Views: 24,651
Posted By DirtyD
dc2Z7CL4Cv0

dc2Z7CL4Cv0
Forum: The Lounge 10-08-2013, 01:51 PM
Replies: 122
Views: 24,651
Posted By DirtyD
Finally you admit it.

Finally you admit it.
Forum: The Lounge 10-08-2013, 01:02 PM
Replies: 122
Views: 24,651
Posted By DirtyD
Reliability. Even a bullet proof used car can...

Reliability. Even a bullet proof used car can have issues.
Forum: The Lounge 10-08-2013, 12:53 PM
Replies: 122
Views: 24,651
Posted By DirtyD
There are days where I really miss having my...

There are days where I really miss having my truck. I had originally planned to keep it and the Mustang, but it didn't pan out that way. I typically am able to keep Tucker's hair under control in the...
Forum: The Lounge 10-08-2013, 12:40 PM
Replies: 122
Views: 24,651
Posted By DirtyD
I drive 12-15 miles one way to work, depending on...

I drive 12-15 miles one way to work, depending on how traffic is that determines which route I take. Doesn't count any other driving outside of my commute.
Forum: The Lounge 10-08-2013, 12:29 PM
Replies: 122
Views: 24,651
Posted By DirtyD
I want a truck for other purposes than strictly...

I want a truck for other purposes than strictly having another vehicle to drive. Hauling a dog in a car like this isn't exactly ideal, although I do it, and so does Ryan. But having a truck allows...
Forum: The Lounge 10-08-2013, 11:49 AM
Replies: 122
Views: 24,651
Posted By DirtyD
I know. If I had a little more dispossable income...

I know. If I had a little more dispossable income at the moment, I definitely have a Ranger parked outside my apartment.


The distance he drives kills his wallet on fuel costs. He drives from...
Forum: The Lounge 10-08-2013, 11:30 AM
Replies: 122
Views: 24,651
Posted By DirtyD
Definitely not bad at all. Only thing I'e be...

Definitely not bad at all. Only thing I'e be reluctant on is having 2 car payments both that long of a term.
Forum: The Lounge 10-08-2013, 11:07 AM
Replies: 122
Views: 24,651
Posted By DirtyD
What kind of loan? That's pretty sweet.

What kind of loan? That's pretty sweet.
Forum: The Lounge 10-07-2013, 04:52 PM
Replies: 122
Views: 24,651
Posted By DirtyD
http://www.stmesc.org/site/wp-content/uploads/2012...

http://www.stmesc.org/site/wp-content/uploads/2012/09/fiesta_0.jpg
Forum: The Lounge 10-07-2013, 01:10 PM
Replies: 122
Views: 24,651
Posted By DirtyD
He must be an idiot. Your monthly payment factors...

He must be an idiot. Your monthly payment factors in paying off both interest and principle each term. Any extra payment made AFTER your monthly payment pays strictly to principle, which is why you...
Forum: The Lounge 10-07-2013, 08:58 AM
Replies: 122
Views: 24,651
Posted By DirtyD
Typically you monthly payment goes more towards...

Typically you monthly payment goes more towards both interest and principle. Any extra amount paid after your payment go straight to principle, since you've already paid the interest for that term.
Forum: The Lounge 10-06-2013, 08:43 PM
Replies: 122
Views: 24,651
Posted By DirtyD
The $0 down hurt you a lot. But you have to do...

The $0 down hurt you a lot. But you have to do what you have to do.
Forum: The Lounge 10-05-2013, 09:27 PM
Replies: 122
Views: 24,651
Posted By DirtyD
Well for your current situation and the fact you...

Well for your current situation and the fact you are one of the younger ones on the board, I don't think it would be horrible.
Forum: The Lounge 10-05-2013, 10:58 AM
Replies: 122
Views: 24,651
Posted By DirtyD
Yup. After you get some payments made, then you...

Yup. After you get some payments made, then you can always refinance with a better history and drop a good chunk off. That's what I did (see a few posts above)
Forum: The Lounge 10-05-2013, 10:47 AM
Replies: 122
Views: 24,651
Posted By DirtyD
This is my first payment under my name too. Going...

This is my first payment under my name too. Going through a Credit union helps a ton, plus I've had credit cards since high school to build credit. Had the score, just not the history.
Forum: The Lounge 10-04-2013, 03:39 PM
Replies: 122
Views: 24,651
Posted By DirtyD
Yup. Why I was able to drop $150 off by only...

Yup. Why I was able to drop $150 off by only extending out a year. I don't know how much positive equity I have, but it hopefully is a little.
Forum: The Lounge 10-04-2013, 02:40 PM
Replies: 122
Views: 24,651
Posted By DirtyD
When I first financed the car, did a 4 @ 2.2%,...

When I first financed the car, did a 4 @ 2.2%, paying $606/month. Just recently refinanced to ease my wallet, and help pay off some CC bills, and now I'm on the loan by myself, refinanced for 5 @...
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