Originally Posted by SlowGreyGT
I disagree. Unless you pay cash, those will be factors involved in the cost of the car when you sign the papers for the car. It's simple math.
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Not the case. The price of the car, and the price to finance a car are not the same thing.
The MSRP is the cost of the car, period. The cost to finance a car is not the same as the price to buy the car. By your logic, we could assume the car is a $50k or even $60k car as well if you want to assume the cost after financing based on some people's credit
-Alex