Originally Posted by DirtyD
Grant, you can file for diminished value with the insurance company. Obviously this is going to be a costly repair bill, and you have the right to recoup some of the money from the car losing value.
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Do your homework before presenting a DV claim. First, get it repaired by a reputable shop. Second, go to 3 or even 4 Ford dealerships and get numbers for clean trade and numbers for trades with an accident like yours. See a sales manager. While you are there, ask each manager how it will affect the retail price if they were selling with a prior accident. Third, take this info and make a claim for the $ amount you think is fair, maybe a little high to leave negotiation room. Present this to the other insurance carrier rep.
I will tell you that most carriers will not pay DV on a car until it is sold and DV can be calculated with an actual number.
It IS worth a try though. Good luck!
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