04-11-2014, 08:58 PM
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#34
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Senior Member
Join Date: Mar 2013
Age: 33
Posts: 1,047
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I agree with Strokd about leasing. Leasing is the smartest way of having a vehicle under these conditions: 1. You don't drive more than 12-15k per year. 2. you don't keep your cars longer than 5-6 years on average 3. you don't mind driving something fairly unmodified.
Unless you plan on keeping the vehicle until after it's paid for or you have a large pile of cash to put down on the car to offset the depreciation expense that WILL inevitably occur, why would someone not want to lease if they meet the above criteria? Putting 10% or less down on a car and financing it for 60 or 72 months is a recipe for becoming upside down.
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