No worries. I just explained because you asked me to. To each to their own.
Btw, I completely understand being thrifty or just outright cheap for whatever reason. You have to be in todays economy in my opinion regardless of how much money you have because it's so unstable.
I just don't understand people who live beyond their means spending more than they make living off of credit cards or stretching themselves so thin if anything goes wrong they are screwed.
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