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Old 04-08-2014, 03:23 PM   #1
DirtyD
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Originally Posted by SlowGreyGT View Post
After financing, taxes and interest, it's a $40k car. I know the bottom line isn't your strong suit, but you have to be real here. lol
I only come up with about $37k after TT&L.

You don't include financing, IMO, since not everyone finances.
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Old 04-08-2014, 03:35 PM   #2
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Originally Posted by DirtyD View Post
I only come up with about $37k after TT&L.

You don't include financing, IMO, since not everyone finances.
Most people finance, it's a reasonable assumption. Matt would definitely finance it since he doesn't care about the bottom line. All he cares about is the monthly payment.
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Old 04-08-2014, 04:25 PM   #3
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Originally Posted by SlowGreyGT View Post
All he cares about is the monthly payment.



And that's a problem?
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Old 04-08-2014, 04:43 PM   #4
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Originally Posted by BERT View Post
And that's a problem?
Actually yea...
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Old 04-08-2014, 05:08 PM   #5
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Originally Posted by re-rx7 View Post
Actually yea...
He didn't quote your post, Brandon.
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Old 04-08-2014, 05:15 PM   #6
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Originally Posted by Dominic Toretto View Post
Not the case. The price of the car, and the price to finance a car are not the same thing.

The MSRP is the cost of the car, period. The cost to finance a car is not the same as the price to buy the car. By your logic, we could assume the car is a $50k or even $60k car as well if you want to assume the cost after financing based on some people's credit

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I disagree.

Originally Posted by BERT View Post
And that's a problem?
Not for a baller like yourself.
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Old 04-08-2014, 05:36 PM   #7
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Originally Posted by DirtyD View Post
He didn't quote your post, Brandon.
SO?
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Old 04-08-2014, 05:58 PM   #8
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Originally Posted by re-rx7 View Post
Actually yea...


All depends
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Old 04-08-2014, 05:51 PM   #9
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Originally Posted by BERT View Post
And that's a problem?
I dont see it as a problem. Steve and I are in different worlds, he acts like my grandparents about buying cars,and thats cool, but I dont keep cars forever, I fucken HATE selling cars to lowballing pricks because everyone thinks they are Richard Rawlings, so I prefer to lease a daily car so Im not stuck with it or fucked being upside down. Case in point, my CC is worth about 14 grand and I owe 18... in 4 months I wont owe a gd thing because Im giving it back to VW... just saved about 4 grand after payments...

All that said, leasing this car wikk be at LEAST 300/mo cheaper than leasing a similar sticker priced Mustang... thats about 11 grand i save in 3 years in payments...
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Old 04-08-2014, 06:01 PM   #10
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Originally Posted by STROKD View Post
I dont see it as a problem. Steve and I are in different worlds,..


It's not just with you LMAO

but you know that already
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Old 04-08-2014, 06:07 PM   #11
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Originally Posted by bert View Post
it's not just with you lmao

but you know that already
fym!
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Old 04-08-2014, 06:01 PM   #12
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Originally Posted by STROKD View Post
I dont see it as a problem. Steve and I are in different worlds, he acts like my grandparents about buying cars,and thats cool, but I dont keep cars forever, I fucken HATE selling cars to lowballing pricks because everyone thinks they are Richard Rawlings, so I prefer to lease a daily car so Im not stuck with it or fucked being upside down. Case in point, my CC is worth about 14 grand and I owe 18... in 4 months I wont owe a gd thing because Im giving it back to VW... just saved about 4 grand after payments...

All that said, leasing this car wikk be at LEAST 300/mo cheaper than leasing a similar sticker priced Mustang... thats about 11 grand i save in 3 years in payments...
I hate debt, even more so I hate wasting money. As it is, you are taxed when you earn your money. Taxed again when you spend it. Then certain people who love to run up their credit card bills want to add interest in addition to being taxed.

Leasing a car is a waste of money in my opinion. Look at your situation now, you have months left on your lease and running out of miles and now you're sweating your transportation issues.

Leasing a car is fine for people who aren't up to their eyeballs in debt and are okay knowing they will always have a payment and never own anything out right.

I don't mind spending money, I just rather be smart as possible about it and get the most for the money, not the other way around.
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Old 04-08-2014, 06:43 PM   #13
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Originally Posted by SlowGreyGT View Post
I hate debt, even more so I hate wasting money. As it is, you are taxed when you earn your money. Taxed again when you spend it. Then certain people who love to run up their credit card bills want to add interest in addition to being taxed.

Leasing a car is a waste of money in my opinion. Look at your situation now, you have months left on your lease and running out of miles and now you're sweating your transportation issues.

Leasing a car is fine for people who aren't up to their eyeballs in debt and are okay knowing they will always have a payment and never own anything out right.

I don't mind spending money, I just rather be smart as possible about it and get the most for the money, not the other way around.
if I had my car purchased, Id be stuck like Chuck for another 2.5 years hoping someone would steal it so I didnt have to write a check to get something else.

Im one of those that will always have a car payment, or two, or three. Its just like I know Ill have a mortgage... its similar to rent for an apt with a write off. Having debt doesnt bother me, as I was brought up that way and thats all I know. What bothers me is not making enough damn money. Lol I wont be in my same situation forever, just the next 2 or so years or till i find another job.
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