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Old 02-17-2014, 01:26 PM   #1
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No worries. I just explained because you asked me to. To each to their own.


Btw, I completely understand being thrifty or just outright cheap for whatever reason. You have to be in todays economy in my opinion regardless of how much money you have because it's so unstable.

I just don't understand people who live beyond their means spending more than they make living off of credit cards or stretching themselves so thin if anything goes wrong they are screwed.
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Old 02-17-2014, 01:32 PM   #2
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Originally Posted by SlowGreyGT View Post
I just don't understand people who live beyond their means spending more than they make living off of credit cards or stretching themselves so thin if anything goes wrong they are screwed.
That's the new American dream. Media, politicians, everyone deems it as an okay lifestyle, so naturally everyone believes them. Unfortunately people don't realize what they are doing, and that by doing so, it only drives the economy down even more than it already is.

The moment IRS and CC debt settlements started to be paid off at a fraction of the value was the moment all of it was doomed. IMO, that should've never been allowed. You rack up $20k in CC debt, you will work and pay that debt off to $0, not pay $4k and have the rest wiped clean. Because that just shows they can go out and spend that much again and still get off for paying $4k again.... /rant
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Old 02-17-2014, 02:06 PM   #3
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Originally Posted by DirtyD View Post
That's the new American dream.
More like the American Nightmare. Our society has become one of instant gratification to buy now, pay later without any thought of long term thought of the consequences or costs. Most people we all know, will not be able to retire at all having to work much later into life.



Patience is a lost virtue.
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Old 02-17-2014, 02:28 PM   #4
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Originally Posted by SlowGreyGT View Post
More like the American Nightmare. Our society has become one of instant gratification to buy now, pay later without any thought of long term thought of the consequences or costs. Most people we all know, will not be able to retire at all having to work much later into life.



Patience is a lost virtue.
Yup.
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Old 02-17-2014, 02:29 PM   #5
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Originally Posted by SlowGreyGT View Post
More like the American Nightmare. Our society has become one of instant gratification to buy now, pay later without any thought of long term thought of the consequences or costs. Most people we all know, will not be able to retire at all having to work much later into life.



Patience is a lost virtue.
We have a great 401k here at the casino. They match up 7% of whatever you put in. So when I started I put in 7%. Most people I know up here deduct nothing from there checks and upon Tax returns blow it on stupid shit. I now deduct 11% from my check to my 401k. I make the same because every year we get a raise based on our performance. Doesnt bother me one bit because in the long run, I should be alright. These people are the same that say minimum wage should be raised and its the companies fault for not paying them enough to keep the 150k home they obviously cant afford even with double the pay.
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Old 02-17-2014, 04:34 PM   #6
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I agree with Steve. If you are that worried about the mpg, you cant afford the car. In my case, I could make do buying the car, but I wouldnt save shit on mpg, Id just be better off driving my fox and saving the entire payment.. whole reason for me to not have a new Mustang or drive my old one is to save at the pump.

Change the gears as you see fit and dont worry about the 100 to 200 bucks more a year it will cost ya. Get a better air box or tune and make the mpg up. I picked up 2 mpg on my wife's c5 by swapping intake manifolds, and gained 11 rwhp too. Ha
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Old 02-17-2014, 01:56 PM   #7
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Originally Posted by SlowGreyGT View Post
I just don't understand people who live beyond their means spending more than they make living off of credit cards or stretching themselves so thin if anything goes wrong they are screwed.
Fucking A.
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